Virgin Money

Nevertheless, the model has fundamentally changed the way that entrepreneurs fund their businesses. Goncalo de Vasconcelos, CEO of equity crowdfunding platform SyndicateRoom, describes it as nothing short of revolutionary, both for investors and for start-up companies.

He says: “Crowdfunding investors have come to play a crucial role in supporting the UK's SME sector by supplying an alternative and affordable source of finance to businesses. Even though the banks are now starting to lend to small businesses again, the supply of conventional finance is still a fraction of what it was. So crowdfunding is here to stay, going from strength to strength, and keeping the wheels of British business turning."

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